Start your fertility treatment now, with the flexibility of paying for it over 12 months interest-free* with humm90
City Fertility has partnered with humm90 to help ease the financial pressures faced by many when accessing fertility treatment. humm90 is a reusable account that lets you have the treatment you need now with the flexibility and convenience of paying off the cost of treatment over a period of 12 months Interest-Free*.
- Application and approval is fast and easy
- No deposit is required
- Apply for up to $50,000
- Monthly fee of $9.95
- Make extra payments or payout early for no extra fee
How it works
- STEP 1: Meet with your fertility specialist who will develop a personalised treatment plan.
- STEP 2: Receive your personalised fee estimate for your treatment. Once your specialist has completed your treatment plan you will receive from patient services a customised fee estimate for your treatment.
- STEP 3: Advise patient services that you wish to apply for a humm90 account, and they will send you a link to the application form. This is a quick and easy process. If you are approved, you will have access to the funds for use for your treatment immediately.
You can use the humm90 repayment calculator to compare the benefits of this payment plan humm90.com/au/calculators. *Please note that the promotional interest-free offer is available for only a 6 or 12-month repayment term.
Interest-free period
Your interest-free period refers to the length of time for which you will not incur interest. With humm90, this is for 12 months from the time of activation of the contract. After this period, your outstanding balance will accumulate interest at the standard annual rate which is outlined in your contract.
In order to streamline the process, please have our patient services staff members at our clinic assist you with your application via the humm90 portal.
Please note that humm90 is only available for City Fertility fees and cannot be used to pay for external provider fees such as hospital, anesthetist, pharmacy, and specialist fees.
For more information, call us on 1300 115 533 (Opt 3, Opt 4) or head to
* Approved applicants only. Fees and charges apply, including a $99 annual fee that applies on account opening. Applicants who enter their Credit Contract on or after 1 October 2024 will be charged a monthly fee of $9.95 instead of an annual fee, and existing customers will be transitioned on a rolling basis. T&Cs and minimum finance amount applies. For Long Term Interest Free purchases: Minimum monthly payments must be made by the due date each month, otherwise interest at the humm90 Expired Promotional Rate (currently 26.49%) applies. For other purchases: Up to 110 days interest free and payment holiday can apply (excluding purchases we treat as cash advances), after which minimum monthly payments are required. Interest at the humm90 Purchase Rate (currently 26.30%) applies if purchase amount is not repaid within Interest Free Period or if other Interest Free Criteria are not met. All fees, charges and interest rates are current as at June 2024 and subject to change – see humm90.com/au. Credit provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415.
